Woori Bank, the First Commercial Bank of Korea incorporated in 1899, head Quarter located in Seoul, South Korea, operating 877 Branches in Korea and 430 Global Networks in 26 Countries with 22,377 employees.

Being one of the largest commercial bank of Korea, Woori Bank started its operation in Bangladesh in 1996. During last 26 years in Bangladesh, the Bank expanded its network with 07 Branches (Gulshan, Mirpur, Uttara, Narayanganj, Chittagong, Motijheel and Karwan Bazar) and 02 Customer Service Centre in DEPZ, Savar & CEPZ, Chattogram. The Bank also diversified its portfolio in both Retail and Corporate Banking services to its customer with premium service quality. As part of its Business expansion, Woori Bank is looking for highly deserved candidates for the following position:    

Job Responsibilities

• Review Credit Applications recommended by RM/Branches and to provide independent risk assessment and recommendation
• Oversight of Bank’s credit policies, procedures and controls relating to all credit risks arising from corporate/commercial/institutional/personal/treasury operations
• Monitor and review Banks Loan portfolio and prepare monitoring Report
• Visit customer’s Factory as part of Loan monitoring
• To provide advice/assistance regarding all credit matters to line management/RMs
• Contribute to the development of credit risk management skills of staff in Credit
• Ensure compliance with internal policies and procedures and external regulatory requirements.
• Update the Bank’s lending guidelines/credit policies as and when required
• Assessment & justification of client's requirement, financial standing, working capital & cash flow analysis, debt service capacity analysis etc. Risk Identification, Risk analysis & mitigating factors of investment, NPV, IRR, Sensitivity Analysis, collateral security analysis, transaction record & account performance analysis, business & market analysis
• Identify and map business strengths and customer needs
• Find out what an organization needs and working with a team to plan proposals and pricing when required
• Follow industry trends locally and internationally

Educational Qualification & Other Competencies

• Master’s Degree preferably in Business discipline from any reputed Public/Private/Foreign University with good academic track record. Other professional Certification like CFA, CPA, ACCA or CA will be considered as an added advantage
• Minimum (05) Five years of continuous experience Loan/ Credit including Corporate CRM at HO Level and/or Branch Corporate Credit Unit in reputed Banks
• Having an in-depth knowledge of business products and value proposition
• Should have in depth knowledge of diversified banking products and well conversant in relevant regulatory policies, guidelines and laws

Salary: Negotiable

Allowances & Benefits:

• Two (02) Festival Bonuses
• Leave Allowance as per the Bank’s rules
• Annual Salary increment as per the Bank’s rules
• Group life insurance and other benefits as per the Bank’s rules

Required Information to be submitted with Application:

Present Positions (2) Job Details (3) Present Salary (4) Expected Salary (5) Education Information (6) Marital Status (7) Age as of 30 September 2022 (8) 02 References

Application Procedure:

Application Deadline: 27 October 2022

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