Branch Credit In-charge/ Credit Officer

Educational Qualification:

  • Post-Graduation without having 3rd class/division in any examination. 

Job Description/Responsibility

  • Illustrate high levels of customer orientation and professionalism in day to day conduct consistently.
  • Analytical ability with proper risk perception on different areas of Bank’s financing.
  • Reviewing of credit proposals to figure out the acceptability in terms of Bank’s risk appetite and credit policy.
  • Assessing clients' financial status & evaluating creditworthiness and identification of risks and measures of mitigation.
  • Quantitative analysis with respect to evaluation of financial statements and ability of forecasting of business growth.
  • Ability of proper structuring of credit facility in match with the borrower’s financial capacity/cash flows.
  • Maintain updated records of loan applications.
  • Monitoring of repayment performance of the borrowers.
  • Preparation and timely submission of all kinds of related statement to the concerned authorities.
  • Well conversant with the Bank’s policy and financial products and constant updating on product features, procedures and processes.
  • Promote Bank products by providing consistent, accurate and transparent information to customers. 
  • Ensure all service level agreements are being met consistently without fail.
  • Ensure adherence to cut-off times and deadlines.
  • Perform additional duties as and when assigned by the Management.

Additional Job Requirements

  • Capable to provide quality customer service.
  • Knowledge on Corporate, Trade and Client Relationship.
  • Excellent skills in the assessment of credit risk, spread and analyze the financial statements.
  • Sound computer literacy.
  • Able to work in any place of the country.
  • Good communication and presentation skill preferably in English.

Total Years of Experience

  • Minimum 03 years

Age Range: 28 to 40 years

Gender: Any

Job Type: Full Time

Job Level: Assistant Officer-Senior Executive Officer

Job Location: Anywhere in Bangladesh

Compensation and Other Benefits:

  • Salary Range: Negotiable

Apply Procedure

Application deadline: 17 January, 2025