Branch Credit In-charge/ Credit Officer |
Educational Qualification:
- Post-Graduation without having 3rd class/division in any examination.
Job Description/Responsibility
- Illustrate high levels of customer orientation and professionalism in day to day conduct consistently.
- Analytical ability with proper risk perception on different areas of Bank’s financing.
- Reviewing of credit proposals to figure out the acceptability in terms of Bank’s risk appetite and credit policy.
- Assessing clients' financial status & evaluating creditworthiness and identification of risks and measures of mitigation.
- Quantitative analysis with respect to evaluation of financial statements and ability of forecasting of business growth.
- Ability of proper structuring of credit facility in match with the borrower’s financial capacity/cash flows.
- Maintain updated records of loan applications.
- Monitoring of repayment performance of the borrowers.
- Preparation and timely submission of all kinds of related statement to the concerned authorities.
- Well conversant with the Bank’s policy and financial products and constant updating on product features, procedures and processes.
- Promote Bank products by providing consistent, accurate and transparent information to customers.
- Ensure all service level agreements are being met consistently without fail.
- Ensure adherence to cut-off times and deadlines.
- Perform additional duties as and when assigned by the Management.
Additional Job Requirements
- Capable to provide quality customer service.
- Knowledge on Corporate, Trade and Client Relationship.
- Excellent skills in the assessment of credit risk, spread and analyze the financial statements.
- Sound computer literacy.
- Able to work in any place of the country.
- Good communication and presentation skill preferably in English.
Total Years of Experience
Age Range: 28 to 40 years
Gender: Any
Job Type: Full Time
Job Level: Assistant Officer-Senior Executive Officer
Job Location: Anywhere in Bangladesh
Compensation and Other Benefits:
Apply Procedure
Application deadline: 17 January, 2025 |