Community Bank Bangladesh Limited, a concern of Bangladesh Police Kallyan Trust, was established with a vision to serve the communities with the tailor-made secured solutions abiding by the highest level of corporate governance standard. It aims to contribute to the economic growth of the country by providing financial products and services to the communities across the geographies. State-of-the-art Core Banking System is an enabler to operate centrally in optimum magnitude. Community Bank runs on its three core building blocks i.e. Trust, Security and Progress.

Job Grade:  Senior Officer to Senior Principal Officer

Key Job Responsibilities:

• Processing credit / investment proposals assigned by the line manager / supervisor. 
• Scrutiny the credit proposals and attached documents, inform to the reporting authority in case of lack of document / information regarding credit proposal. 
• Communicating with respective branch for fulfilling requirement and follow-up the receipt of required information / document from concerned Branch.
• Analyzing credit proposal through assessment of different risk factors like financial risk, business/industry risk, management risk, scrutiny risk, relationship risk, marketing risk and prepare credit memo as per approved format and place the memo to reporting authority for recommendation. 
• Remain time bound to process credit proposals for recommendation of line manager.
• Preparing presentation of proposal for credit committee / Board meeting.
• Forwarding the credit memo to the competent authority for approval after necessary amendment as per credit committee recommendation (if applicable).
• Communicating to branch officials regarding approval/declined/deferred decision or for other requirements.
• Ensuring early alert reporting through identification of deteriorating sign at the initial stage.
• Visit client's factory/outlets as and when required.
• Maintaining MIS and systematic filing process to ensure timely and quick accessibility to the necessary file.
• Any other work / responsibility as and when assigned by the supervisor/Management of the Bank.

Educational Requirements:

• Master's in any discipline from reputed University with No Third Division in academic records.
• Candidates having professional degree/certification in credit risk management will be given preference.

Experience Requirements:

• 02 (two) to 05 (five) years working experience as credit analyst or relevant experience in a commercial Bank / Financial Institution.

Knowledge, Competencies and Skills:

• Smart, Team player, paired with agile mindset and can-do attitude.
• Good communication skill in Bangla and English.
• Very good skills in MS Office. 

Job Location: Dhaka.
Job Nature: Permanent.
Remuneration: Negotiable.