Community Bank Bangladesh Limited, a concern of Bangladesh Police Kallyan Trust, has been established with a vision to serve communities with the tailor made secured solutions abiding by the highest level of corporate governance. It aims to contribute to the economic growth of the country by providing financial products & services to the communities across geographies. State-of-the-art Core Banking System is an enabler to operate centrally in optimum magnitude. Community Bank runs on its three core building blocks i.e. Trust, Security and Progress.

Key Job Responsibilities:

• To implement marketing strategy and business plan.
• To identify new opportunity/potential in the market to expand/sustain SME, Retail and Corporate business & accordingly inform to reporting manager.
• Meeting the profitability target of the unit via booking new as well as enhanced needs of existing customers, ensure utilization of credit lines.
• Increase profitability by achieving set targets and budget.
• Retain and grow share of existing customer base and booking new customers (quality credit) to sustain and increase the profitability through superior customer services.
• Ensure completion of documentation formalities as approved by CRM and guided by Credit Admin.
• Identify the business risk and other environmental risks of the clients.
• Do wallet-sizing exercise of clients to ensure that CBBL has the best business of the client (profitability and risk wise).
• Product structuring and identifying competitiveness.  
• Monitor past dues and adjust within specific time allowed by the management.
• Ensure facility risk grades are accurate and are changed in a timely manner as soon as adverse information is known.
• To maximize earnings from each account in unit by proactively developing and maintaining a detailed understanding of customers business and financial services needs.
• Develop and execute customer’s management strategies, in conjunction with the Relationship Management or product specialists where appropriate.
• Coordinate with head office to deliver total and one stop banking solutions.
• Negotiate with customers regarding booking of business, ensuring adequate credit information is available, structuring, pricing within the authority levels, credit related issues, sell banks products.
• Ensure quality of assets by identifying deterioration beforehand and advising credit by the unit, monitoring of account performance by periodic visits/factory inspections.
• Follow up with customers to ensure the timely receipt of financial statements, loan payments and all documentary requirements of the Bank.
• To capitalize on cross-sell opportunities for the products of the Bank.

   Educational Requirements:

• Minimum Masters in any discipline with no third division in academic records.

Experience Requirements:

• Minimum 08 (Eight) years’ out of which 05 (Five) years’ experience in dealing with customer is a must.
• Working experience in Credit or Foreign Trade will be preferred.

Special Requirements:

• Strong customer base and relationship management skills.

Knowledge, Competencies & skills:

• Smart, Team player, paired with agile mindset and can-do attitude.
• Good communication skill in Bangla and English.
• Very good skills in MS Office

Job Location: Mawna

Prospective candidates who have working experience in the mentioned area will be given preference.

Job Grade: SPO to AVP

Remuneration: Negotiable