BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.
BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:
Senior Manager, Underwriting, Wholesale Banking
Employment Type:
Full-time Grade: AVP- VP
KEY RESPONSIBILITIES:
- Analyze and assess credit proposals including the clients, transactions, purpose, client’s requirement, repayment capacity, financial analysis and overall credit structuring of the client as per Banks’ lending guidelines and regulations
- Ensure compliance with internal policies and guidelines as well as external regulatory requirements during approval process
- Appraise credit proposal for onward submission to Credit Committee and to the appropriate delegated authority including the Board of Directors and Senior Management for necessary approval (/disposal)
- Ensure timely submission of proposal as detailed in Service Level Agreement (SLA) for disposal
- Monitor the quality of assigned credit portfolio with regular monitoring on repayment behavior, account performance, overdue trend & history, sales/ export routing and classification status to ensure that the portfolio is thoroughly, and conservatively valued and probable losses are adequately provided for
- Conduct stress testing, analyze impact and create plan of action for portfolio when there is significant economic or industry sector downturns, adverse market-risk events, or unfavorable liquidity conditions
- Visit customers to assess overall operational status
- Correspondence with Bangladesh Bank related to credit issues as and when required
- Assist line manager in preparation of reports and presentations as may be deemed necessary from time to time.
KEY QUALIFICATIONS:
- Post Graduation/Graduation from a UGC-approved university with a satisfactory academic track record
- For AVP – SAVP 5 to 10 years and for VP, 10 to 15 years of working experience preferably in Corporate Credit or Corporate Business
- Strong analytical and problem-solving skills
- Effective communication and interpersonal skills
- Good negotiation skills with different stakeholders
- Expert in customer centricity, ownership & delivering results, integrity, collaboration and developing others
BRAC Bank is a values-driven organization that prioritizes the protection of all its stakeholders, including coworkers and the community we work in, from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion to be a disqualification of candidature.
If you want to take up the challenge, please 'Apply Online.'
Apply Online
Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason, whatsoever.
BRAC Bank does not charge any fee at any stage of the recruitment process.
Application Deadline: February 16, 2025 |
