BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.

BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:

Data Scientist, Digital Loan Underwriting

KEY RESPONSIBILITIES:

• Identify problems in collaboration with the internal stakeholders and delivering the desired outcome within timelines
• Develop detailed scope, methodology and framework and executing on the framework with appropriate data mining techniques
• Engage with internal stakeholders from risk, products, portfolio, etc. during the process of identification of data, development of scorecard and deployment
• Process of structured and unstructured data, cleansing data, and verifying the integrity of data to be used for analysis
• Enhance data collection procedures to include information that is relevant for building analytic systems
• Develop algorithms using advanced mathematical and statistical techniques like machine learning to develop predictive model to predict outcomes and recommend optimal actions to management
• Develop credit scorecards, testing & monitoring frameworks and overseeing the deployment of scorecards
• Develop and work with Regulatory Frameworks like IFRS 9 and Basel Impairment Models to address credit risk and Expected Credit Loss
• Ensure all project documentation is up to date and maintain the highest levels of quality in deliverables

KEY QUALIFICATIONS:

• Post Graduation/Graduation from a UGC-approved university with a satisfactory academic track record
• Minimum 2 years of analytical experience in applying statistical solutions to business problems
• Hands on experience with data analytics/programming tools such as SQL and R/Python is preferred
• Proficient in Linear & Logistic Regression, Decision Trees, Random Forests, Gradient Boosting, SVM, Neural Networks, k-NN, Naive Bayes etc.
• Strong analytical and problem-solving skills
• Proficient in customer centricity, self-propelled, and capable of meeting deadlines

BRAC Bank is a values-driven organization that prioritizes the protection of all its stakeholders, including coworkers and the community we work in, from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion to be a disqualification of candidature.

If you want to take up the challenge, please 'Apply Online.' 

Apply Online

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason, whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Application Deadline: 4 January 2025