BRAC Bank is one of the most sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, the best credit rating from the top global and local rating agencies, and numerous recognitions speak of the bank's aspiration to become the country's best bank.

BRAC Bank seeks an ambitious, intelligent, goal-oriented, enthusiastic individual for the following position in its Risk Management Division:

Risk Manager, Small Credit - Risk Management Division

Employment Type: Full-time                                                                                                                                       

KEY RESPONSIBILITIES:

• Receive Complete Loan Application from Business Team by Bangladesh Bank & BBL PPG-Policy Guidelines.
• Comprehensive visit to the customer end to identify creditworthiness. Also, visit the guarantor on a case-to-case basis to ensure Loan Security.
• Complete 360° Loan Analysis, i.e. Repayment Capacity, Loan Purpose, Financial Parameters, Seasonality, Supplier-Buyer Relations, CIB Report, Industry-Market Trend, and Policy Compliance.
• Complete comprehensive Credit Approval Memo and arrange Loan Approval as per DLA of BBL.
• Ensure the standard turnaround time (TAT) of CRM loan processing.
• Update CRM MIS according to processing level; keep continuous communication with CRM MIS.
• Keep effective communication with SME Small Business Team & other stakeholders.
• Monitor Repayments of Loan Portfolio of linked SME Unit Office and relationship Officers.
• Monitor Repayments of Loan Portfolio that relate to Analyst and approver.

KEY QUALIFICATIONS:

• Master / Bachelor's degree from a reputed UGC-approved university with a satisfactory academic track record.
• At least 3 - 5 years of work experience in a relevant field
• Demonstrated ability to apply complex analysis to support real-time business decision
• Should be proactive in problem-solving and stakeholder issue-handling
• Highly adaptive to changes and tech-savvy 
• Good communication and interpersonal skills
• Strong interpersonal skills and the ability to influence peers
• Be self-propelled, customer-centric, and a team player capable of meeting deadlines.

BRAC Bank is a values-driven organization that protects all its stakeholders, including the coworkers and the community we work in, from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion as a disqualification of candidature.

If you want to take up the challenge, please 'Apply Online'. 

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever. 

BRAC Bank does not charge any fee at any stage of the recruitment process.

Application Deadline: January 06, 2024