BRAC Bank is one of the most sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank's aspiration towards becoming the best bank in the country.

BRAC Bank is currently looking for an ambitious, intelligent, goal-oriented, enthusiastic individual for the following position in its Risk Management Division:

Risk Manager

KEY RESPONSIBILITIES:

• Receive complete loan applications from the Business team following Bangladesh Bank and BRAC Bank's PPG-Policy guidelines;
• Visit the customers to assess creditworthiness; visit the guarantor on case to case basis to ensure loan security;
• Complete 360° loan analysis i. e. repayment capacity, loan purpose, financial parameters, seasonality, supplier-buyer relations, CIB report, industry-market trend, policy compliance;
• Complete Credit Approval Memo and arrange Loan Approval as per DLA of BRAC Bank;
• Ensure standard turnaround time (TAT) of CRM loan processing;
• Update CRM MIS according to processing level; communicate continuously with CRM MIS;
• Keep effective communication with small business team and other stakeholders;
• Monitor repayments of the loan portfolio of linked SME Unit Office and Relationship Officers;
• Monitor repayments of the loan portfolio that relates to analyst and approver.

KEY QUALIFICATIONS:

• Bachelor’s degree from a UGC-approved university with a satisfactory academic track record;
• Minimum 3-5 years of relevant experience in a relevant field; 
• Demonstrated ability to apply complex analysis to support the real-time business decision;
• Should be proactive in problem-solving and stakeholder issue handling;
• Good communication and interpersonal skills;
• Strong interpersonal skills and the ability to influence peers;
• Customer-centric and self-propelled.

BRAC Bank is a values-driven organization and believes in protecting all its stakeholders, including the employees and the community we work with, from all forms of harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity employer, BRAC Bank encourages applications from any gender-diverse individuals and persons living with disability. We consider personal persuasion as disqualification of candidature.

If you are interested in taking up the challenge, please 'Apply Online'.

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Application Deadline: September 29, 2022