BRAC Bank is one of the most sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank's aspiration towards becoming the best bank in the country.

BRAC Bank is currently looking for an ambitious, intelligent, goal-oriented, and enthusiastic individuals for the following position in its Risk Management Division:

Senior Risk Manager, Underwriting Wholesale Banking

KEY RESPONSIBILITIES

• Analyze and assess credit proposals, including the clients, transactions, purpose, client requirements, repayment capacity, financial analysis, and overall credit structuring following the bank’s lending guidelines and regulations;
• Ensure compliance with internal policies and guidelines, and external regulatory requirements during the approval process;
• Appraise credit proposals for onward submission to the appropriate delegated authority, including the Board of Directors and senior management for necessary approval;
• Ensure standard Turn-Around-Time (TAT) as per the bank’s strategy and policy for disposal;
• Monitor the quality of the assigned credit portfolio with regular monitoring of repayment behavior, account performance, overdue trend and history, sales/export routing, and classification status to ensure that the portfolio is thoroughly and conservatively valued;
• Liaise with Bangladesh Bank about credit issues as and when required;
• Assist the line manager in the preparation of reports and presentations as necessary;
• Other tasks as assigned by the line manager/management. 

KEY QUALIFICATIONS

• MBA/ Master’s Degree in a relevant subject from a UGC-granted university or internationally accredited university;
• Minimum 6 years of experience in the corporate credit environment and/or corporate business will be preferred;
• Analytical ability, ability to the assess credit risks and provide mitigation strategy;
• Knowledge of financial modeling, financial spread sheet analysis, loan structuring, project finance, and syndication loan;
• In-depth knowledge of CRM Policy (Bangladesh Bank), credit-related circulars and guidelines (external and internal), Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentation, etc.;
• Experience in managing large teams and peers;
• Should be proactive in problem-solving and stakeholder issue handling;
• Strong leadership quality, interpersonal skills, and the ability to influence peers;
• Expert in customer centricity and self-propelled.

BRAC Bank is a values-driven organization and believes in protecting all its stakeholders, including the employees and the community we work with, from all forms of harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity employer, BRAC Bank encourages applications from any gender-diverse individuals and persons with disability. We consider personal persuasion as disqualification of candidature

If you are interested in taking up the challenge, please 'Apply Online'. 

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Application Deadline: June 25, 2022