BRAC Bank is one of the most sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank's aspiration towards becoming the best bank in the country.

BRAC Bank is currently looking for an ambitious, intelligent, goal-oriented, and enthusiastic individual for the following position in its Risk Management Division:

Senior Risk Manager, RMG, Underwriting Wholesale Banking

Employment Type: Full Time
Job Location: Dhaka

KEY RESPONSIBILITIES

  • Analyze and assess credit proposals, including the clients, transactions, purpose, client requirements, repayment capacity, financial analysis, and overall credit structuring as per the bank’s lending guidelines and regulations;
  • Guide RM and management on export and import cycle and related financing requirements [RMG/ trade financing] and relatable foreign exchange guidelines;
  • Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders of proposal, especially for RMG/deemed exporters by analysis of group CIB movement with export, stock and bank liability reports, group forward and backward linkages, etc.;
  • Appraise credit proposals for onward submission to the appropriate delegated authority, including the Board of Directors and senior management for necessary approval;
  • Monitor and follow-up on client performance and repayment to ensure credit portfolio health is in line with the bank’s objectives by focusing on the export lien, proceed realization, export order book, etc.;
  • Keep updates of international market news [e. g. RMG major buyers’ status, competitors- Vietnam, target export market], industry trends, and price movement [raw material and finished goods], especially for varied RMG products [knit, woven, sweater, denim];
  • Actively participate in the development of the business strategy to achieve outcomes;
  • Participate in the implementation of the bank’s long and short-term plans following the board strategy;
  • Conduct stress testing, analyze the impact and create plans of actions for portfolio when there are significant economic or industry sector downturns, adverse market-risk events, or unfavorable liquidity conditions. 

KEY QUALIFICATIONS

  • MBA/ Master’s Degree in a relevant field from UGC granted university or internationally accredited university or merchandising from a top RMG group would be preferred;
  • Minimum 10+ years of experience in the corporate credit environment, and/or corporate business with exposure in the RMG industry;
  • Analytical ability, ability to the assess credit risks and develop mitigation strategy;
  • Knowledge of financial modeling, financial spread sheet analysis, loan structuring, project finance, and syndication loan;
  • In-depth knowledge of CRM Policy (Bangladesh Bank), credit-related circulars and guidelines (external and internal), Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentation, etc.;
  • Excellent communication skills in both English and Bengali;
  • Should be proactive in problem-solving and stakeholder issue handling;
  • Strong command over MS Office Packages;
  • Strong leadership quality, interpersonal skills, and the ability to influence peers;
  • Expert in customer centricity, self-propelled.

BRAC Bank is a values-driven organization and believes in protecting all its stakeholders, including the employees and the community we work with, from all forms of harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity employer, BRAC Bank encourages applications from any gender-diverse individuals and persons with disability. We consider personal persuasion as disqualification of candidature

If you are interested in taking up the challenge, please 'Apply Online'. 

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Application Deadline: June 25, 2022