BRAC Bank is one of the most sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank's aspiration towards becoming the best bank in the country.

BRAC Bank is currently looking for ambitious, intelligent, goal-oriented, and enthusiastic individuals for the following position in its Risk Management Division:

Risk Manager, Small Credit

KEY RESPONSIBILITIES

• Receive complete loan application from the business team following Bangladesh Bank and BRAC Bank PPG-policy guidelines;
• Make visits to the customers to identify credit worthiness; Also, visit the guarantor on a case-to-case basis to ensure loan security;
• Complete a 360⁰ loan analysis, i. e. repayment capacity, loan purpose, financial parameters, seasonality, supplier-buyer relations, CIB report, industry-market trend, and policy compliance;
• Complete comprehensive credit approval memo and arrange loan approvals as per Delegation of Lending Authority (DLA) of the bank;
• Ensure standard Turn Around Time (TAT) of CRM Loan Processing;
• Update CRM MIS according to processing level; keep continuous communication with CRM MIS;
• Keep effective communication with SME Small Business Team and other stakeholders;
• Monitor repayments of loan portfolio of linked SME Unit Offices and relationship officers;
• Monitor repayments of loan portfolio that relates as analyst and approver.

 KEY QUALIFICATIONS

• MBA/Master’s degree in a relevant field from a UGC-granted university or internationally accredited university;
• At least 3 to 5 years of work experience in the relevant field;
• Strong analytical ability to verify and understand Business data, ratios, and trends;
• Demonstrated ability to apply complex analysis to support real-time business decisions;
• Proactive in problem solving and stakeholder issue handling;
• Good communication and interpersonal skills and the ability to influence peers positively;
• Proficient in customer centricity, self-propelled with the ability to learn quickly, solution-driven mentality, and positive attitude in taking the challenging role as required; 

BRAC Bank is a values-driven organization and believes in protecting all its stakeholders, including the employees and the community we work with, from all forms of harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity employer, BRAC Bank encourages applications from any gender-diverse individuals and persons with disability. We consider personal persuasion as disqualification of candidature.

If you are interested in taking up the challenge, please 'Apply Online'. 

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Application Deadline: June 25, 2022