BRAC Bank is a value-based organization and one of the most sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh and delivers a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top-rated global and local agencies and numerous recognitions, speak of the bank's aspiration towards becoming the best bank in the country.

BRAC Bank is currently looking for an ambitious, intelligent, goal-oriented, enthusiastic individual for the following position in its Risk Management Division.

Unit Head, Underwriting Wholesale Banking

KEY RESPONSIBILITIES:

• Participate in the implementation of the Bank’s long and short-term plans following the Board’s strategy;
  
• Guide risk managers to analyze and assess credit proposals, including the clients, transactions, purpose, clients’ requirement, repayment capacity, financial analysis and overall credit structuring as per the bank’s lending guidelines and regulations;
  
• Brief Management and Credit Committee on credit proposals and risks/benefits associated with each submission;
  
• Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders & make judgments based on experience & financials to anticipate and address market conditions;
  
• Monitor & follow up to ensure credit portfolio health is in line with Bank’s objectives and strategy;
  
• Create reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports regularly (Portfolio Analytics);
  
• Ensure compliance with internal policies and guidelines as well as external regulatory requirements during the approval process;
  
• Ensure standard Turn-Around-Time (TAT) as per the bank’s strategy and policy for disposal;
  
• Recruitment of staff in line with approved human resources plan & business requirements and managing the performance of team members along with counselling & coaching team members from time to time to improve their performance;
  
• Corresponding with Bangladesh Bank about credit issues as and when required;
  
• Other tasks’ as and when assigned by the line manager/management.

KEY QUALIFICATIONS

• MBA/ Master’s Degree in Business (Finance, Accounting & Banking)/ Engineering would be preferable from UGC granted university or an internationally accredited university
  
• Minimum 12 years of experience in the Corporate Credit environment &/or Corporate Business will be preferable
  
• Analytical ability, ability to assess credit risk and mitigation strategy
  
• Knowledge regarding Financial Modeling, Financial Spread Sheet Analysis, Loan structuring, Project Finance, Syndication loan
  
• In-depth knowledge of CRM Policy (Bangladesh Bank), credit-related circulars and guidelines (external & internal), Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentation, etc.
  
• Proactive, passionate and with a can-do attitude
  
• Strong Command over Microsoft Office Package
  
• Proficient in customer centricity, self-propelled, ability to lead a dynamic team, and keen to develop others

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC

Bank reserves the right to accept or reject any application without assigning any reason, whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.

BRAC Bank is a values-driven organization and believes in protecting all its stakeholders, including the employees and the community we work with, from all forms of harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity employer, BRAC Bank encourages applications from any gender-diverse individuals and people with disabilities. BRAC Bank does not charge any fee at any stage of the recruitment process. We consider personal persuasion as disqualification of candidature.

Application Deadline: May 07, 2022