BRAC Bank, the pioneer of SME Banking in Bangladesh, delivers a full array of banking services to individuals and business entities. Its financial results, along with the best credit rating from the top-rated global and local agencies and multiple best financial report awards, speak of the bank's aspiration, transparency, and teamwork towards becoming the best bank in the country. 

BRAC Bank is currently looking for ambitious, smart, goal-oriented, enthusiastic individuals for the following position in its Underwriting Small Business Department under the Risk Management Division: 

Area Credit Manager, Underwriting Small Business

KEY RESPONSIBILITIES:

• Complete 360° loan analysis i. e. repayment capacity, loan purpose, financial parameters, seasonality, supplier-buyer relations, CIB report, industry-market trend, and policy compliance;
• Visit customers and guarantors to identify creditworthiness and loan security;
• Complete a comprehensive credit approval memo and arrange loan approval as per DLA;
• Ensure standard turnaround time of CRM loan processing;
• Update CRM MIS according to processing level; keep continuous communication with CRM MIS;
• Communicate effectively with the SME (small) business team and other stakeholders;
• Monitor repayments of the loan portfolio of linked SME Unit Office and Relationship Officers;
• Monitor repayments of the loan portfolio that relates as Analyst & Approver.

KEY QUALIFICATIONS:

• Graduate from a well-recognized institution, preferably in a relevant subject;
• Minimum 3 years of experience in relevant field with in-depth; knowledge in credit assessment and risk mitigation;
• Demonstrated ability to apply complex analysis to support real-time business decisions;
• In-depth knowledge of policies and regulations issued by regulatory authorities from time to time;
• Understanding of local business and contemporary economic situations;
• Must exhibit strong presentation and interpersonal skills with demonstrated proficiency in communication;
• Ability to lead a dynamic team independently;
• Proficient in customer-centricity, results-oriented, and self-propelled;
• Ability to work in a team and capability of meeting deadlines.

BRAC Bank is a values-driven organization and believes in protecting all its stakeholders, including the employees and the community we work with, from all forms of harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity employer, BRAC Bank encourages applications from any gender-diverse individuals and people with disabilities. BRAC Bank does not charge any fee at any stage of the recruitment process. We consider personal persuasion as disqualification of candidature.

If you are interested in taking this challenge, please 'Apply Online'. 

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

Application Deadline: February 21, 2022