BRAC Bank, the pioneer of SME Banking in Bangladesh, delivers a full array of banking services to individual and business entities. Its financial results, along with the best credit rating from the top-rated global and local agencies and multiple best financial report awards, speak of the bank's aspiration, transparency, and teamwork towards becoming the best bank in the country. 

BRAC Bank is currently looking for an ambitious, intelligent, goal-oriented, enthusiastic individuals for the following position in its Credit Administration Department under Operations Division:

Sr. Manager/Associates Manager, Credit Administration, Operations Division

Employment Type: Full Time
Grade: SO - AVP
Job Location: Dhaka/ Cumilla/ Narshingdi/ Bogura

KEY RESPONSIBILITIES:

  • Issuance of sanction letters ensuring incorporation of details of approved credit facilities, securities there-against, and all covenants and conditions, etc. in a complied way based on approval;
  • Ensure standard of mortgage/charge/registration with the competent authority, complying loan & security documents against Emerging Corporate loans;
  • Ensure obtaining security documents according to legal vetting and obtain the obligor’s entity-related loan documents as necessary;
  • Obtain legal vetting/legal opinion through bank’s nominated internal/external lawyer and complete title search on property documents by engaging enlisted legal counsel/vendor;
  • Scrutiny of security and loan documents and prepare loan documentation checklist (LDCL) as per approval and sanction letter;
  • Circulation of Limit Loading Instruction (LLI) for onward limit loading complying with all regulatory guidelines and following internal process and policy to facilitate loan disbursement process;
  • Correspondence with stakeholders for loan documentation, the loan take/hand over, registering vehicles, collecting matured deeds, etc.;
  • Preserving Loan and security documents upon proper stamping with an archive management unit;
  • Update and escalate deferral/irregularity/insurance/other applicable MIS/report to stakeholders;
  • Release loan/security documents complying with applicable due diligence and facilitate vacating the bank’s charge over the property;
  • Timely escalate service quality issues and proactively initiate to resolve to ensure customer satisfaction;
  • Arrange periodical review of emerging corporate loan documentation files;
  • Manage business territory and serve stakeholders' requirements within the deadline;
  • Properly maintain DCFCL/LDCL records & timely escalation of OKRI & other required reports/MIS;
  • Ensure that audit issues (regulatory/internal/external) are addressed duly for resolving and regularizing, and responding/escalating audit comments in due time and manner;
  • Monitoring and maintaining MIS properly on deferrals, CSMS, sanction & LLI, loan file receiving, LDCL;

KEY QUALIFICATIONS:

  • Four years graduation from any reputed university with a satisfactory academic track record;
  • A minimum of 5 - 8 years working experience in the relevant field, incumbents working in a supervisory role will get preference;
  • Strong communication, problem-solving, and decision-making skills;
  • Expert in credit and business-related fields, results-oriented and self-propelled;
  • Ability to lead a dynamic team; capability to meet deadlines; keen to develop others. 

BRAC BANK IS A VALUE BASED EQUAL OPPORTUNITY EMPLOYER MALE, FEMALE, OTHER GENDER AND PERSON WITH SPECIAL NEEDS ARE EQUALLY ENCOURAGED TO APPLY.

Only short-listed candidates will be communicated for the next stage as per the recruitment process.  

BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested in taking this challenge, please 'Apply Online'. 

BRAC Bank does not charge any fee at any stage of the recruitment process.

Please note that BRAC Bank is an equal employment organization. Any form of persuasion will disqualify the candidature.

Application Deadline: January 18, 2022