BRAC Bank, the pioneer of SME Banking in Bangladesh, delivers a full array of banking services to individuals and business entities. Its financial results, along with the best credit rating from the top-rated global and local agencies and multiple best financial report awards, speak of the bank's aspiration, transparency, and teamwork towards becoming the best bank in the country. 

BRAC Bank is currently looking for ambitious, intelligent, goal-oriented, enthusiastic individuals for the following position in its SME Banking Division:

Financial Analyst/ Associate Relationship Manager/Relationship Manager, MFI Finance

KEY RESPONSIBILITIES

• Explore the market for new Business opportunities and report to the Line Manager for potential leads that fit into the bank’s credit policy;
• Retain and grow the business of existing good customers through delivering superior customer services, identifying their credit needs, and accommodating facility at the earliest possible time;
• Monitor account and report any credit risk issue, if any, to the line manager for further course of action;
• Ensure that customers comply with credit policy, regulatory requirements, and covenant and conditions advised in the sanction letter; 
• Regular call and visit customer to monitor client’s business performance and maintain an excellent customer relationship;
• Monitor customers daily transactions and ensure it complies with Banking policy and guidelines;
• Prepare Agriculture and MFI finance-based report for Bangladesh Bank and other authorities;
• Manage risks through developing and implementing account strategy and exit recurring overdue accounts and probable classified accounts as per bank’s risk policy;
• Continuously follow up with customer for maximum limit utilization, timely adjustment & disbursements and ensure collection of all relevant documents and information from customer end to comply with covenant and conditions of the account;
• Submit credit proposals timely to renew/ review credit limits on time and take an adequate deferral period to complete security documentation of the accounts; 
• Meet CRM and other departments’ queries through collecting information from the customer if required and also provide different MIS reports to other departments if required;
• Managing sound relationships with MFI customers and other related stakeholders (external and internal).

KEY QUALIFICATIONS

• Masters or Bachelor’s degree from reputed a university with good academic records;
• 2-3 years of exposure in business and credit risk management outspoken and outgoing;
• Sound knowledge of credit analysis for MFI Finance;
• Expertise in Financial Statement Analysis and its interpretation; 
• Capacity to write up business appraisal memo;
• Proper understanding of credit documents;
• Capacity to prepare regulatory reporting and other business-related MIS;
• In-depth industry knowledge of MFIs and Agriculture; 
• Knowledge of policies and programs of the bank and regulators;
• Highly interpersonal skills required for good customer relationship management;
• Capacity to communicate with internal and external stakeholders (outside authorities, development partners and regulators, etc.).

MALE, FEMALE, OTHER GENDER AND PEOPLE WITH DISABILITIES ARE EQUALLY ENCOURAGED TO APPLY

Only short-listed candidates will receive a call for the interview as per the recruitment process. 
BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested in taking this challenge, please 'Apply Online' at www.bdjobs.com and send your résumé with a recent passport size photograph along with your NID number (mandatory).

BRAC Bank does not charge any fee at any stage of the recruitment process.

Please note that BRAC Bank is an equal employment organization. Any form of persuasion will disqualify the candidature. 

Application Deadline: January 01, 2022