BRAC Bank, the pioneer of SME Banking in Bangladesh, delivers a full array of banking services to individuals and business entities. Its financial results, along with the best credit rating from the top-rated global and local agencies and multiple best financial report awards, speak of the bank's aspiration, transparency, and teamwork towards becoming the best bank in the country.

Senior Manager, Underwriting Wholesale Banking - Risk Management Division

KEY RESPONSIBILITIES

• Analyze and assess credit proposals including the clients, transactions, purpose, clients’ requirement, repayment capacity, financial analysis, and overall credit structuring as per bank’s lending guidelines and regulations;
• Ensure compliance with internal policies and guidelines as well as external regulatory requirements during the approval process;
• Appraise credit proposal for onward submission to the appropriate delegated authority including the Board of Directors and Senior Management for necessary approval;
• Ensure standard Turn-Around-Time (TAT) as per bank’s strategy and policy for disposal;
• Monitor the quality of assigned credit portfolio with regular monitoring on repayment behavior, account performance, overdue trend and history, sales/export routing, and classification status to ensure that the portfolio is thoroughly and conservatively valued; 
• Corresponding with Bangladesh Bank about credit issues as and when required;
• Assist the line manager in preparation of reports and presentations as necessary;
• Other tasks as and when assigned by the line manager/management. 

KEY QUALIFICATIONS

• Graduate from a reputed institution, with a satisfactory academic track record; 
• Minimum 6 years of experience in the Corporate Credit environment and/or Corporate Business will be preferable;
• Strong knowledge in Financial Modeling, Financial Spread Sheet Analysis, Loan structuring, Project Finance, Syndication loans;
• In-depth knowledge of Bangladesh Bank’s CRM Policy, credit-related circulars and guidelines, Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentation, etc;
• Expert in assessing Credit Risk and Mitigation Strategy;
• Strong command over Microsoft Office Package; 
• Expert in customer centricity, team player, and ability to meet the deadline.

MALE, FEMALE, OTHER GENDER AND PEOPLE WITH DISABILITIES ARE EQUALLY ENCOURAGED TO APPLY

Only short-listed candidates will be contacted for interviews as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever. 

If you are interested in taking this challenge, please 'Apply Online'. 

BRAC Bank does not charge any fee at any stage of the recruitment process. Please note that BRAC Bank is an equal employment organization. Any form of persuasion will disqualify the candidature.

Application Deadline: October 30, 2021