BRAC Bank, the pioneer of SME Banking in Bangladesh, delivers a full array of banking services to individuals and business entities. Its financial results, along with the best credit rating from the top-rated global and local agencies and multiple best financial report awards, speak of the bank's aspiration, transparency, and teamwork towards becoming the best bank in the country.

BRAC Bank is currently looking for an ambitious, smart, goal-oriented, enthusiastic individual for the following position in its Risk Management Division:

Unit Head , Underwriting Wholesale Banking - Risk Management Division

KEY RESPONSIBILITIES

• Participate in the implementation of the bank’s long and short-term plans following the Board’s strategy;
• Guide risk managers to analyze and assess credit proposals including the clients, transactions, purpose, clients’ requirement, repayment capacity, financial analysis, and overall credit structuring as per bank’s lending guidelines and regulations;
• Brief Management and Credit Committee on credit proposals and risks/benefits associated with each proposal;
• Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders & make a judgment based on experience & financials to anticipate and address market condition;
• Monitor & follow up to ensure credit portfolio health is in line with bank’s objectives and strategy;
• Create reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports regularly (Portfolio Analytics) ;
• Ensure compliance with internal policies and guidelines as well as external regulatory requirements during the approval process;
• Ensure standard Turn-Around-Time (TAT) as per bank’s strategy and policy for disposal;
• Recruitment of staff in line with approved manpower plan & business requirements and managing the performance of team members along with counseling & coaching team members from time to time to improve their performance;  
• Corresponding with Bangladesh Bank about credit issues as and when required;
• Other tasks as and when assigned by the line manager/management.  

KEY QUALIFICATIONS

• Graduate from a reputed institution, with a satisfactory academic track record; 
• Minimum 12 years of experience in the Corporate Credit environment and/or Corporate Business will be preferable;
• Expert in Financial Modeling, Financial Spread Sheet Analysis, Loan structuring, Project Finance, Syndication loan;
• In-depth knowledge of Bangladesh Bank’s CRM Policy, credit-related circulars and guidelines, Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentation, etc;
• Expert in assessing Credit Risk and Mitigation Strategy;
• Strong command over Microsoft Office Package; 
• Ability to lead a dynamic team;
• Expert in customer centricity, team player, and keen to develop others.

MALE, FEMALE, OTHER GENDER AND PEOPLE WITH DISABILITIES ARE EQUALLY ENCOURAGED TO APPLY

Only short-listed candidates will be contacted for interviews as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever. 

If you are interested in taking this challenge, please 'Apply Online'. 

BRAC Bank does not charge any fee at any stage of the recruitment process. Please note that BRAC Bank is an equal employment organization. Any form of persuasion will disqualify the candidature.

Application Deadline: October 30, 2021