BRAC Bank Limited, a pioneer in SME Banking, delivers a full array of banking services to individuals as well as business entities. Our financial results along with the best credit rating and multiple best financial report awards speak of our aspiration, transparency, and teamwork towards the objectives of becoming the best bank in the country. While we thrive in present, we invest simultaneously for the future – upgraded core banking system in Finacle 10, first local bank to roll out Oracle ERP, process alignment with best practices, and many more. However, this feat of providing a comprehensive range of solutions to its millions of customers would not be possible without our diversified business model and an unmatched network of 187 Branches, 373 ATMs, 456 SME Unit Offices, 11 Regional Operations Office, 500+ Agent Banking outlets and 224 remittance delivery points.

To support its continuous business growth, BRAC Bank is currently looking for an ambitious, smart, goal-oriented, enthusiastic individual for Risk Management Division -

Senior Risk Manager (Banks & FIs)

Job Location: Dhaka


  • Review and analyze credit proposals of banks and FIs in both qualitative and quantitative way to assess credit worthiness and risks in respective business transaction;
  • Practice detail risk analysis and mitigation process in accordance with Policy Guidelines, bank’s risk appetite, business plan;
  • Regularly analyze financials of banks and NBFI and complete spread-sheets to derive at internal credit risk grade;
  • Help setting Counter Party Limits for Money Market, Trade Transactions and FX settlements by analyzing and assess the proposals of the counter party(ies), transactions, purpose, client’s requirement, financial analysis, associated risks (counter party credit risks, settlement risks, interest risks etc.), mitigating tools as per banks’ guidelines and regulations;
  • Develop MM & FX proposal template in line with market-best practice; appraise credit proposal for onward submission to the appropriate delegated authority including the Board of Directors and Senior Management for necessary approval (/disposal);
  • Ensure compliance with internal policies and guidelines as well as external regulatory requirements during approval process;
  • Ensure standard Turn-Around-Time (TAT) as advised under bank’s strategy and policy for approval;
  • Liaison with stakeholders and manage portfolio accordingly;
  • Monitor the quality of assigned portfolio with regular monitoring on repayment/settlement behaviour, performance to ensure that the portfolio is thoroughly and conservatively valued and probable losses are adequately provided for;
  • Assist in establishing and updating relevant internal lending policies and guidelines.


  • MBA/Master’s Degree in Business (Finance, Accounting & Banking)/ Engineering would be preferable from UGC granted or internationally accredited university with good academic record;
  • Minimum 10 years of banking experience with both corporate credit/ business and Treasury will be preferable;
  • Strong knowledge of market practices with in depth understanding of financial markets, financial analysis of Banks and FIs, analytical skills to assess associated risks (counter party credit risks, settlement risks, interest rate risks etc.) and mitigating tools while protecting the interest of the Bank, depositors and investors;
  • Good understanding of FX and MM requirement of Treasury business, Risk Grading of Counter party (ies), setting exposure limit in line with Bank’s appetite.
  • Excellent interpersonal and organizational skills with ability to work well in a small and dynamic team;
  • Proactive and sound knowledge on contemporary business issues and economic aspects;
  • Proficient in the suit of MS Office products and credit risk tools;
  • Ability to complete assignments in a timely and effective manner.


Only short-listed candidates will be invited for the interview as per the recruitment process.

BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested to be a part of this diversified BRAC Bank family, then please Apply Online.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Please note that BRAC Bank is an equal employment organization. Any form of persuasion will disqualify the candidature.

Application Deadline: March 03, 2021