BRAC Bank Limited, a pioneer in SME Banking, delivers a full array of banking services to individuals as well as business entities. Our financial results along with the best credit rating and multiple best financial report awards speak of our aspiration, transparency, and teamwork towards the objectives of becoming the best bank in the country. While we thrive in present, we invest simultaneously for the future – upgraded core banking system in Finacle 10, first local bank to roll out Oracle ERP, process alignment with best practices, and many more. However, this feat of providing a comprehensive range of solutions to its millions of customers would not be possible without our diversified business model and an unmatched network of 187 Branches, 373 ATMs, 456 SME Unit Offices, 11 Regional Operations Office, 500+ Agent Banking outlets and 224 remittance delivery points.

To support its continuous business growth, BRAC Bank is currently looking for an ambitious, smart, goal-oriented, enthusiastic individual for Risk Management Division

Senior Manager – Digital Loan Underwriting

KEY RESPONSIBILITIES

• Explore and implement new digital lending solutions by setting specific timelines;
• Implement insights gathered from the Business, risk, credit, and collection team;
• Gather requirements from internal team/ users to create requirements;
• Document and design process flows;
• Coordinate with the technology department to deliver functional solutions;
• Monitor and report on project activities;
• Ensuring approval and rejection of loan applications based on scorecard decision;
• Credit Scorecard development and validation for different segments of SME and Retail Business;
• Monitoring scorecard performance across different sectors;
• Monitoring the Population Stability, Performance and Vintage Analysis (Delinquency Reports);
• Establish and govern BBL Risk Management Division data governance implementation roadmap;
• Setting strategic priorities for the development of information-based capabilities;
• Roll out BBL Risk Management Division-wide data governance framework, with a focus on the improvement of data quality and the protection of sensitive data.

KEY QUALIFICATIONS

• Graduate/post-graduate from business background preferably from Finance, Accounting, International Business, Marketing, Economics & Management from any reputed public or private universities of Bangladesh or abroad with a satisfactory academic track record;
• Minimum of 5 years of experience in the relevant field;
• Computer literacy with a good working knowledge of Microsoft Office applications including word, excel, outlook, etc.;
• Relevant Credit Risk Management qualification will be added advantage;
• Basic knowledge of Digital Loan Management procedures and practices;
• Previous experience of using Data Analytics systems e.g. R, Python, SPSS, VBA, etc. will add an advantage;
• Ability to analyze information for preparation of reports and/or other documentation;
• Excellent interpersonal skills including the ability to maintain confidentiality;
• Ability to work on own initiative as well as part of a team;
• Excellent time management and organizational skills.

FEMALE CANDIDATES ARE HIGHLY ENCOURAGED TO APPLY

Only short-listed candidates will be invited for the interview as per the recruitment process.

BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested to be a part of this diversified BRAC Bank family, then please Apply Online.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Please note that BRAC Bank is an equal employment organization. Any form of persuasion will disqualify the candidature.

Application Deadline: February 22, 2021