BRAC Bank Limited, pioneer in SME Banking, delivers a full array of banking services to individuals as well as businesses. Our financial results along with country-best credit rating & multiple best financial report awards reflect our aspiration, transparency and teamwork. While we thrive in the present, we simultaneously invest for future – upgraded core banking system in Finacle 10, first local bank to rollout Oracle ERP, process alignment with best practices and many more. However, this feat of providing a comprehensive range of solutions to its millions of customers would not be possible without our diversified business model and unmatched network of 186 Branches, 448 ATMs, 457 SME Unit Offices, 11 Regional Operations Office and 224 remittance delivery points.

Relationship Manager/ Sr. Relationship Manager, Corporate Banking

KEY RESPONSIBILITIES

• Meet Budget Target via maximizing limit utilization, enhancement of limit, restructuring of credit facilities, and booking of new relationship from existing & new customer base
• Explore market for new Business opportunities and report to Line Manager for potential leads that fits into Bank’s Business Policy.
• Retain & Grow Business of existing good customers through delivering superior customer services, identify their credit needs and accommodate facility at the earliest possible time.
• Monitor account and report any credit risk issue, if any, to the line manager for further course of action
• Raise Early Alert with discussion with line manager whenever it is necessary
• Ensure customer comply with credit policy, regulatory requirement, and covenant & conditions advised in the sanction letter
• Regular call & visit customer to monitor client’s business performance
• Structure products and credit facilities in line with customer business requirement and industry practice
• Ensure insurance, collateral & other security coverage from customer against credit facility with sufficient coverage and enforceability 
• Monitor competitor, industry, economy & regulatory updates that might have adverse impact on client’s cash flow and business operation 
• Manage risk through developing and implementing account strategy and exit recurring overdue accounts and probable classified accounts as per Bank’s risk policy
• Mentor and develop Relationship Manager & Financial Analyst to make them more knowledgeable in financial products and services
• Develop leadership attributes and team management skills to eventually become Head of Business Unit in future

KEY QUALIFICATIONS

• Minimum Masters, preferably in Business Administration/Banking and Finance/ Marketing/ Management/ Economics, from a reputed university
• Minimum 3 years’ experience for Relationship Managers and 6 years’ experience for Senior Relationship Managers, in Bank/ NBFI or Investment Company with knowledge of corporate markets and regulatory requirements
• Excellent interpersonal, negotiation and communication skill
• Strong English communication skills (oral and written)
• Thorough knowledge of MS Office package
• Ability to work under stress and adaptive to changes
• Ability to work in and contribute to team building environment

FEMALE CANDIDATES ARE HIGHLY ENCOURAGED TO APPLY

Only short listed candidates will be called for the interview as per recruitment process.

BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested to take this challenge, then please 'Apply Online' in www.bdjobs.com to send your Résumé with a recent passport size photograph along with NID number (mandatory)

BRAC Bank does not charge any fee at any stage of the recruitment process.

Please note that BRAC Bank is an equal opportunity employer. Any form of persuasion will disqualify the candidature.  

Application Deadline: June 08, 2019