BRAC Bank Limited, pioneer in SME Banking, delivers a full array of banking services to individuals as well as business entities. With a network of 186 Branches, 447 ATMs, 460 SME Unit Offices and 229 remittance delivery points, the Bank has unmatched reach to provide a comprehensive range of solutions to serve million.

To support its continuous business growth, BRAC Bank is currently looking for ambitious, smart, goal-oriented, enthusiastic individuals for the following position in Risk Management Division.

Area Credit Manager, Underwriting - Small Business

Employment Type: Full Time Employment                     Job Location: Anywhere in Bangladesh


  • Comprehensive visit the customer to identify customer’s credit worthiness. Also Visit guarantor on case to case basis to ensure security of the loan.
  • Scrutiny and inclusive analysis of credit proposal (s) and recommendation/Approval/decline of client request in line with Bank’s lending guidelines/PPG, Credit Circulars & instructions Bank’s & Bangladesh Bank.
  • Ensure compliance with internal policies and procedure and external regulatory requirements (Bangladesh Bank) during approval demonstrated by satisfactory Audit reports.
  • Regularly visit the customers/ businesses that fall under portfolio at risk and utilize/ circulate the knowledge gained from the same.
  • Ensure standard Turn Around Time (TAT) of SME Loans
  • Guidance RO on specific projects / tasks as assigned
  • Coaching RO for development & giving feedback to all relevant concern.
  • Clear report to Supervisor/ Top management on timely manner.
  • Effective communication with sales team and other support teams


  • Minimum 3 years of Banking Experience in the related field
  • Post Graduate, preferably Business background
  • Understanding basic features of SME businesses in terms modality of the businesses 
  • In depth knowledge in CRM Policy (BBL and Bangladesh Bank), credit related circulars and guidelines (external & internal), loan documentations, etc.
  • Knowledge of different circulars, Banking Company Act, Foreign Exchange Transaction Act, loan documentations, etc. 
  • Have wide experience to manage the relations with sales team and work within a team.
  • Have considerable experience with customer negotiations
  • Positive, energetic and adaptive to change

Only short listed candidates will be called for the interview as per recruitment process.

BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested to be a part of this diversified BRAC Bank family, then please Apply Online.

BRAC Bank does not charge any fee at any stage of the recruitment process. Please note that BRAC Bank is an equal opportunity employer. Any form of persuasion will disqualify the candidature before or after the final selection.

Application Deadline: May 20, 2018