BRAC Bank Limited, the pioneer in SME Banking, delivers a full range of banking products and services to the individual customers as well as large corporate entities. Our financial results in all sectors along with stellar international and local credit ratings & multiple annual accounts awards speak of our aspiration, transparency and teamwork towards the common objectives of becoming the best bank in the country. While we thrive in the present, we invest continuously for the future – especially in technology and people. With our diversified business model and unmatched network of 186 Branches, 448 ATMs, 460 SME Unit Offices, 11 Regional Operations Offices and 229 Remittance Delivery Points, we continue to recognize that our people are our principal strength. We are a team of diverse and talented individuals who take the bank forward towards excellence in every area we work in every day.

To support its continuous business growth, BRAC Bank is currently looking for ambitious, smart, goal-oriented, enthusiastic individuals for the following position in Risk Management Division:

Manager – Underwriting Wholesale Banking, Risk Management Division

Employment Type: Full Time Employment
Job Location: Anywhere in Bangladesh


  • Scrutiny and Evaluation of credit proposal (s) (related to working capital finance, trade finance, project finance, syndication loan) received from RMs of Corporate Division in light of Credit Policy, Circulars & instructions (BBL & Bangladesh Bank) as applying due diligence in terms of Economic analysis, Industry & business analysis etc.
  • Assessment & justification of client's requirement, financial standing, working capital & cash flow analysis, debt service capacity analysis etc. Risk Identification, Risk analysis & mitigating factors of investment, NPV, IRR, Sensitivity Analysis, collateral security analysis, transaction record & account performance analysis, business & market analysis.
  • Maintain liaison & correspond with the RMs for meeting queries or clarification relating to credit proposals.
  • Preparation of checklists / synopsis / observations related to credit proposals for Credit Committee Meeting and preparation of Board Memos for approval of the Board of Directors.
  • Visit corporate client as and when required and prepare visit report on client's business outlets as per observation.
  • Ensure maintenance of turnaround time of corporate loans.
  • Portfolio analysis, monitoring and review of different loan accounts to identify potential risk / weakness such as excess over limit, expiry of the credit tenor, non-realization of installment, incomplete documentations and follow up with RMs for adjustment/regularization of the account as per terms & conditions on sanction and reporting the same to Management for necessary action (if necessary).
  • Correspondence with Bangladesh bank related to credit issues as and when required.


  • Minimum Bachelor Degree in Business (Finance, Accounting & Banking)/ Engineering would be preferable from UGC granted university or internally accredited university. Having additional degree in MBA/ Masters will be considered as an added advantage.


  • Minimum 4- 8 years of experience in Corporate Credit (Credit Risk Management, Corporate Business) will be preferable.
  • Analytical Ability, Ability to assess Credit Risk and mitigation factor.
  • Knowledge regarding Financial Modeling, Financial Spread Sheet Analysis, Loan structuring, Project Finance, Trade Finance. In-depth knowledge in CRM Policy (BBL and Bangladesh Bank), credit related circulars and guidelines (external & internal), Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentations, etc.
  • Excellent communication skill in both English & Bengali
  • Strong analytical, presentation, interpersonal skill & a good team player
  • Strong leadership quality and staff motivation skill
  • Strong Command over Microsoft Word, Excel & PowerPoint
  • Ability to work under pressure situation and ability to complete all assignments in a timely and effective manner

Only short listed candidates will be called for the interview as per recruitment process.

BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested to be a part of this diversified BRAC Bank family, then please Apply Online.

BRAC Bank does not charge any fee at any stage of the recruitment process. Please note that BRAC Bank is an equal opportunity employer. Any form of persuasion will disqualify the candidature before or after the final selection.


Application Deadline: October 15, 2018