BRAC Bank Limited, the pioneer in SME Banking, delivers a full range of banking products and services to the individual customers as well as large corporate entities. Our financial results in all sectors along with stellar international and local credit ratings & multiple annual accounts awards speak of our aspiration, transparency and teamwork towards the common objectives of becoming the best bank in the country. While we thrive in the present, we invest continuously for the future – especially in technology and people. With our diversified business model and unmatched network of 186 Branches, 448 ATMs, 460 SME Unit Offices, 11 Regional Operations Offices and 229 Remittance Delivery Points, we continue to recognize that our people are our principal strength. We are a team of diverse and talented individuals who take the bank forward towards excellence in every area we work in every day.

To support our continuous business growth, we are looking for ambitious, smart, goal-oriented, enthusiastic individuals with a passion for growth and excellence for the following position in the in Retail Underwriting, Risk Management Division:

Officer /Associate Manager - Investigation & Vigilance Fraud Risk Management, Risk Management Division

KEY RESPONSIBILITIES

• Review a certain percentage of loans applications on daily/monthly basis
• Check, verify and identify fake documents, bank statement and other papers submitted with application booklet
• Conduct internal/external visit to gather process, policy, information and others activities
• Maintain the confidentiality of the incidents, carefully handling original documents and returning to the respective units with proper record/tracker
• Carry out the vigilance checks with utmost due diligence and escalate the fact findings of the applications with its recommendations, if any, forward to the respective department for their further actions as well as take remedial steps to avoid such recurrence
• Initiate investigation to fraud cases with the objective of identifying the true cause and possible involvement
• Prepare timely investigation findings report and vigilance report and escalate to concerned authority with specific findings and recommendation
• Initiate investigation to all referred fraud cases (Retail Loan and Credit Cards) with the objective to identify the route cause and possible involvement
• Cross functional activity with different units for investigation purpose 
• Open discussion with customer/merchant, visiting merchant points and any other area of investigation as required
• Ensure audit requirement, keep MIS and other review findings, observations & recommendations based on each investigation case

EDUCATIONAL REQUIREMENT

• For fresh candidate, one must possess a minimum CGPA of 3 (out of 4) at both graduation and post-graduation level and minimum CGPA of 4.50 (out of 5) at S.S.C and H.S.C levels from UGC approved institution or internally accredited institution. Having additional degree in MBA/ Masters will be considered as an added advantage.

JOB REQUIREMENT

• 2-3 years of experience in Banking sector (Retail Banking Loan & Credit card) will be preferred
• Strong command over Excel, Access, Word & Power Point
• Excellent communication, interpersonal & presentation skills
• Making prompt decision according to situation
• Proactive in successful competition of investigation
• Early mover towards any suspicion of fraud
• Provide new idea for enrich investigation process

Only short listed candidates will be called for the interview as per recruitment process.

BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested to be a part of this diversified BRAC Bank family, then please Apply Online.

BRAC Bank does not charge any fee at any stage of the recruitment process. Please note that BRAC Bank is an equal opportunity employer. Any form of persuasion will disqualify the candidature before or after the final selection.

FEMALE CANDIDATES ARE HIGHLY ENCOURAGED TO APPLY

Application Deadline: October 10, 2018