BRAC Bank Limited, the pioneer in SME Banking, delivers a full range of banking products and services to the individual customers as well as large corporate entities. Our financial results in all sectors along with stellar international and local credit ratings & multiple annual accounts awards speak of our aspiration, transparency and teamwork towards the common objectives of becoming the best bank in the country. While we thrive in the present, we invest continuously for the future – especially in technology and people. With our diversified business model and unmatched network of 186 Branches, 448 ATMs, 460 SME Unit Offices, 11 Regional Operations Offices and 229 Remittance Delivery Points, we continue to recognize that our people are our principal strength. We are a team of diverse and talented individuals who take the bank forward towards excellence in every area we work in every day.

To support our continuous business growth, we are looking for ambitious, smart, goal-oriented, enthusiastic individuals with a passion for growth and excellence for the following position in the in Retail Underwriting, Risk Management Division:

Associate Manager/ Manager – Policy & Portfolio Analysis, Risk Management Division

KEY RESPONSIBILITIES

• Formulation, implementation, and review of prudent credit policies and processes for Retail Lending Products in line with local regulatory and market environment.
• Detail portfolio review to ensure quality portfolio and up-to-date policy parameters in context of industry and regulatory environment.
• Supporting Product Team for review of Product Program Guideline (PPG) on timely basis.
• Responsible for setting-up robust Credit & Risk Control standards for managing both quality and quantity, as per agreed Service-levels with Business partners.
• Portfolio Analytics management including MIS, Reports, Management Presentation packs of all retail asset.
• Based on MIS and Analytics, responsible for suggesting changes to Policy including new Policy, modifications to Policy etc. from credit and risk perspective.
• Development and Review of portfolio analytics for effective portfolio tracking and ensuring portfolio triggers are within set threshold and to keep the portfolio within acceptable risk appetite.
• Keeping track on the portfolio performance, being in close coordination with Collections teams on the delinquency status, and ascertain implications of any policy changes.
• Provide credit policy decisions and clarifications to internal stakeholders.
• Provide portfolio analysis insights to all relevant stakeholders i.e. credit analysts.
• Initiate action to enhance / improve process change for supporting faster loan assessment 
• Oversight and control on regular MIS generation to ensure its accuracy, timely reports submission to stakeholders for Retail products
• Responsible for preparing presentations focusing on portfolio performance for various forums

EDUCATIONAL REQUIREMENT

• Candidate must possess a minimum CGPA of 3 (out of 4) at both graduation and post-graduation level and minimum CGPA of 4.50 (out of 5) at S.S.C and H.S.C levels from UGC approved institution or internally accredited institution. Having additional degree in MBA/ Masters will be considered as an added advantage.

JOB REQUIREMENT:

• 4-8 years of experience in Banking sector (Retail Banking Loan & Credit card) will be preferred
• Strong command over Excel, Access, Word & Power Point
• Excellent communication, interpersonal & presentation skills
• Strong analytical skill to analyze retail MIS & Reports

Only short listed candidates will be called for the interview as per recruitment process.

BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

If you are interested to be a part of this diversified BRAC Bank family, then please Apply Online.

BRAC Bank does not charge any fee at any stage of the recruitment process. Please note that BRAC Bank is an equal opportunity employer. Any form of persuasion will disqualify the candidature before or after the final selection.

FEMALE CANDIDATES ARE HIGHLY ENCOURAGED TO APPLY

Application Deadline: October 10, 2018